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Home » Wealth Management » Institutional vs. Retail

Institutional vs. Retail

Know your options

When you’re seeking financial guidance, it is helpful to understand the different types of professionals who are available and the types of services they provide.

The retail financial industry distributes its products and advice through a broker, a person who introduces a willing buyer to a willing seller of a product. In many cases, the commission they receive depends upon the benefit to the company that manufactured the financial product.

What is a Retail Product?
Retail products, such as mutual funds, are designed to give the general public access to financial markets. Distribution and marketing costs, together with internal trading commissions, are built into these retail products.

Institutional investments are handled by financial advisors. They normally receive a quarterly fee based on the value of the client’s assets being managed.

A financial advisor can also work directly with mutual fund money managers to help reduce the additional cost of retail products.

Wealth Management

Many financial advisors provide wealth management services. At B.O.S.S. Retirement Advisors, we use a three-step process:

Strategies for Financial Independence

It is important to feel you have control over your future. At B.O.S.S. Retirement Solutions, we offer our experience and knowledge to help you design your own strategy for financial independence.

Contact us today to schedule a complimentary introductory meeting! Call us at (801) 990-5055 or connect with us online at

By contacting us, you may be offered information regarding the purchase of insurance and investment products.

Your insurance professional and Registered Investment Advisor/Registered Representative is not permitted to offer, and no statement contained herein shall constitute, tax, legal or investment advice. You should consult with a legal or tax professional on any such matters.

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Advisory services offered through B.O.S.S. Retirement Advisors, a Registered Investment Advisory firm. Insurance products and services offered through B.O.S.S. Retirement Solutions.

B.O.S.S. Retirement Solutions uses generally available permanent life insurance and annuity policies and riders. A generally available permanent insurance policy and riders not only provide a substantial death benefit, but also may offer considerable living benefits and cash value.  Annuity products can create a guaranteed paycheck for life. B.O.S.S. Retirement Solutions, its employees and representatives are not authorized to give tax or legal advice.  Individuals are encouraged to seek advice from their own tax or legal counsel.  Neither the information presented nor any opinion expressed constitutes a representation by us or a solicitation for the purchase or sale of any insurance or annuity products. The B.O.S.S. Retirement Solutions System is recommended for educational purposes only.

Financial professionals are able to provide you with information but not guidance or advice related to Social Security benefits. B.O.S.S. Retirement Solutions is not affiliated with the US government or any governmental agency.

*Guarantees provided by insurance products are backed by the claims paying ability of the issuing carrier.